metroDPA is a unique down payment assistance program for buyers with up to $195,600 of qualifying income to bring the dream of home ownership within reach. We know that lacking the funds for a down payment is often a barrier to home ownership. The program provides assistance as a no payment, zero-interest, 30-year deferred second loan. As you apply for a 30-year fixed rate home loan, we help with down payment and closing cost assistance up to a percentage of your home loan amount!

metroDPA is available to homebuyers throughout the Front Range. Check out the “What is metroDPA?” link for a list of approved areas. General qualifications: Along with meeting FHA, VA, USDA or Conventional guidelines for a 30-year, fixed rate home loan, borrowers must also meet the following:

• Minimum Credit Score: 640 (sometimes 620);
• Income Limit: $195,600;
• Participating Area: most of the Front Range from Castle Rock to Wellington. See the “What is metroDPA?” link for a list of approved areas.